Getting Out of Debt So You Can Begin Saving and Investing Debt is a serious problem. According to a recent Gallup survey (source: Gallup http://www.gallup.com/poll/168668/americans-rely-less-credit-cards-previous-years.aspx) the average American has 3.7 credit cards while a whopping 71% of us having at least one card. As you can see, getting out of debt is a serious issue […]